Public investments in Austria, Australia and New Zeland

Public investments in Austria, Australia and New Zeland Private and Public Partnership Nov 15, 2018 in Coursework About a Private and Public Partnership A private and public partnership (PPP) is a private business or a government project which is financed and managed by a partnership of one or more private entities and the government. PPP incorporates a private entity and a public entity authority in which private entity offers projects or services to the public and presumes substantial financial, operational, and technical risks of the project. In other different types of PPP, the expenses of partaking the project is exclusively borne by the users of the service and not the general public. However, in other types, the capital investment expenses are met by the private entities on the contract basis with the government to offer accepted services and the expenses of offering the service are partially or wholly borne by the government. The contributions of the government to the PPP are mostly made in form of transfer of existing assets. However, for projects that are focused on developing public goods such as the sector of infrastructu re, the government may offer a capital contribution in form of an instant grant with the aim of making the project to be much attractive to the private entrepreneurs (Barlow, Roehrich, and Wright, 2010). In some other cases, though rare, the government can uphold the project through offering subsidies on revenue such as tax breaks or through elimination of the guaranteed annual revenues for a specified period of time.

My Beloved World Book Review - Free Essay Example

Sample details Pages: 3 Words: 1015 Downloads: 7 Date added: 2019/08/12 Category Literature Essay Level High school Tags: Beloved Essay Did you like this example? My Beloved World Book Review The nations first ever Latina Supreme Court Justice, Sonia Sotomayor, was appointed to the bench in 2009.   Her autobiography, My Beloved World, has become one of the nations best seller and is published had been two languages. Her book is a captivating and inspirational story that focuses on her triumphs despite the struggles she experienced in her life. The tone throughout her book is mostly positive, however Sotomayor mentions her life challenges with type one diabetes during childhood, the death of her cousin due to acquiring AIDS, her regret of not having kids and her failed marriage. The book ends just as she is appointed to the Supreme Court. Overall, Sotomayor offers a story about an underprivileged young woman from the Bronx who works her way into the American elite. Don’t waste time! Our writers will create an original "My Beloved World Book Review" essay for you Create order When Sotomayor was just seven years old, she was diagnosed with type one diabetes. Without her parents help, she learned how to give herself insulin shots by practicing on an orange. Her daily shots of insulin became her way of limiting arguments between her parents. Her father could not give her the shots because his hands trembled due to his alcoholism, and her mother, who was a nurse, would always work long hours and got irritated when she couldnt rely on him to take care of young Sotomayor. The last thing I wanted was for them to fight about me, Sotomayor also explains that It then dawned on me: If I needed to have these shots every day for the rest of my life, the only way Id survive was to do it myself.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   As a child, Sotomayor was raised in a Spanish speaking home in the housing projects of the Bronx. Her father was an alcoholic and died when Sonia was just nine years old. Her mother was very dedicated to Sotomayor and her brother, Juniors, education that she bought them a set of Encyclopedias she could hardly afford. Much of Sotomayors childhood was spent with her extended families, especially her beloved grandmother, whom she adored and became a huge influence in her life.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Sotomayors intelligence and motivation got her accepted into Princeton as an undergrad, and then to Yale Law School. Her most captivating writing comes from the chapters about her higher education, where she noticed the social gaps that separated her from richer classmates. As a freshman in Princeton, Sotomayor noticed that her writing skills were not strong compared to other students. She would check out grammar books from the library and taught herself how to strengthen her writing. As part of her scholarship she worked at a data-entry job, where she would input the financial records for Princetons legacy students in the computers. For Sotomayor, who grew up with a family that did not even own a bank account stated that,   this was a glimpse of trust funds; tax write-offs and loopholes; Summer jobs at daddys firm that paid the equivalent of a years tuition. This is when she realized how much financial entitlement the privileged class got in comparison to other classes. When President Obama had appointed Sotomayor as the Supreme court Justice, he had   chosen the word Empathy on his wishlist. Empathy was the word he had chosen to describe Sotomayor as the next supreme court Justice. Empathy is also the major theme for Sotomayors book. She explains empathy as   a product of listening closely to the words and needs of others. Sotomayor has payed attention to the advice she was told by others throughout her lifetime, especially from her beloved grandmother, the captain of her high school forensics team who encouraged her to apply to Princeton, and her many mentors at the law school. One of the most intriguing characteristics of Sotomayor is her personality. She is never afraid to confront her fears and failures and taking risks. For instance, when she did not do well in a course, she took a harder course in that same subject. To reduce her fear of swimming, she took multiple swimming lessons to become a stronger swimmer. Sotomayor eventually asked her friends for shopping advice. She wanted to discover her own style because she always claimed to have no interest in clothing and felt that her style could never compete with her mother.   After Sotomayors failed marriage, she wanted to find new ways to distract herself, and she decided to take salsa lessons, in which she found a new to way express herself. Sotomayor has been an inspiration to all based on all the risks she has taken throughout her lifetime. As the book progresses, Sotomayor writes: I have ventured to write more intimately about my personal life than is customary for a member of the Supreme Court, and with that candor comes a measure of vulnerability. I will be judged as a human being by what readers find here. There are hazards to openness, but they seem minor compared with the possibility that some readers may find comfort, perhaps even inspiration, from a close examination of how an ordinary person, with strengths and weaknesses like anyone else, has managed an extraordinary journey. She wants the audience to understand who she is by discussing her underprivileged upbringing and the challenges she faced in overcoming barriers with the hopes that she is able to inspire underprivileged communities. She also wants to prove that she is still equal as everyone else, regardless of her status. My Beloved World is inspirational and proves to the readers that success doesnt come from being rich and having all the resources. It does not matter what background, city or history you came from, as long as you believe in yourself and persevere you will be able to follow your dreams. Her book reminds everyone that hard work on its own is not enough to take anyone to be successful in America, but having a specific drive and motivation can help us lead to success.   Sonia Sotomayor has become a world wide influencer that has the changed the perspective of many people who did not believe in having a dream and pursuing it.

A Brief Note On Executive Compensation And Non Monetary...

The term compensation refers to all forms of financial returns and tangible benefits that employees receive in exchange for their time, talents, efforts, performance, and results (Bernardin, 2013). Executive compensation is defined as the financial payments and non-monetary benefits provided to high level management in exchange for their work on behalf of an organization. The types of employees that are typically paid with executive compensation packages include corporate presidents, chief executive officers, chief financial officers, vice presidents, managing directors, and other senior executives (Business Dictionary.com, 2016). Executive compensation is an aspect of business that every major corporation, company, and organization has to manage. Although every major organization or company utilizes some form of executive compensation, it may differ greatly from one company to the next. Proper management of executive compensation is vital to the success and progress of companies, c orporations and organizations because of the impact that disbursement of such high pay and benefits have on the financial status of any business and its shareholders. The structure of compensation is important because it can help to create an outline on how managers can effectively run companies and create value for shareholders. Pay packages and other benefits should give high-level executives incentives to run companies correctly and efficiently. It should also make executives think in the longShow MoreRelatedResearch and Practice in Human Resource Management8935 Words   |  36 Pagesbetween employees and their organisations. Weak employee organisational linkages are often displayed as the phenomenon of turnover. Indeed, people are likely to job hop to obtain better monetary rewards and career development opportunities. However, traditional approaches that rely heavily on competitive monetary rewards often have limited success in staff retention and job motivation in the long run. This limitation has brought practitioners to consider, along with the facilitation of sophisticatedRead MoreChapter 9: Behavioral and Organizational Issues in Management Accounting and Control Systems16548 Words   |  67 Pagesof violating the organization’s code of ethics, establish a means to deal with violations of the code of ethics, provide visible support of ethical decision making, and provide a private line of communication from employees directly to the chief executive officer, chief operating officer, head of human resource management or board of directors. Evidence that employees can make ethical decisions or report violations of the organization’s stated ethics without fear of reprisals from superiorsRead MoreIntermediate Accounting, 7th edition, Solution Manual Essay6710 Words   |  27 PagesReflective thinking Reflective thinking Reflective thinking Reflective thinking Reflective thinking Reflective thinking Solutions Manual, Vol.1, Chapter 1 1–30 1–31 1–32 Reflective thinking Reflective thinking Reflective thinking Brief Exercises AACSB Tags 1–1 1–2 1–3 1–4 1–5 1–6 Analytic Reflective thinking Reflective thinking Reflective thinking Reflective thinking Reflective thinking Exercises AACSB Tags 1–1 1–2 1–3 1–4 1–5 1–6 1–7 1–8 1–9 Read MoreCoca-Cola Essay4721 Words   |  19 PagesTABLE OF CONTENTS Executive Summary 1. Company Background 1. Coca Cola Amatil Brief Activities in Australia 2. Company’s brief financials 3. Company’s Strategy Growth Drivers 2. Company’s Key Accounting Policies 1. Foreign currency translations (AASB 1012) 2. Inventories (AASB 1019) 3. Revenue (AASB 1004) 4. Changes in Accounting Policies (AASB 1001) 3. Flexibility in the Selection of Company’s Key Accounting Policies 4. Accounting strategy 5. Quality of Disclosures Read MoreMse Checklist12454 Words   |  50 PagesPolicies 2 4 5 PART II 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.0 11.0 12.0 13.0 14.0 15.0 PART III PART IV PART V Balance Sheet Information to be Presented on the face of the Balance sheet Share Capital Reserves Surplus on Revaluation of Fixed Assets Non-current Liabilities Current Liabilities Contingencies Commitments Events after the Balance Sheet Date Fixed Assets (Other than Investments) Long-Term Investments Long-Term Loans and Advances Long-Term Deposits and Prepayments Current Assets InventoriesRead MoreAttrition and Its Effects5320 Words   |  22 Pagesproductivity at a minimum of 50% of the persons compensation and benefits cost for each week the position is vacant, even if there are people performing the work. * Cost of the lost productivity at 100% if the position is completely vacant for any period of time. * Cost of conducting an exit interview to include the time of the person conducting the interview, the time of the person leaving; the administrative costs of stopping payroll benefit deductions, benefit enrolments. * Cost of the managerRead MoreTata Nano Case11008 Words   |  45 Pagesof land demanded by the company, blundered by offering highly fertile land in Singur, and compounded its mistake by invoking the Land Acquisition Act, thereby compelling landowners to surrender their land at a low price. Its compensation formula was biased in favour of non-cultivating absentee landowners, and grossly unfair to the actual cultivators, bargadars and agricultural labourers, giving rise to concerted opposition from peasants and their supporters. The legal aspects of this case are Read MoreHr Evolving Role in Organisation20633 Words   |  83 Pagesrecruitment and staffing to compensation and benefits or training and development . The human resource profession has evolved during the past 20 years and continues to change, from the collective demographics of HR professionals and the ways that practitioners enter the profession to the functions and roles served by HR and the value it brings to organizations .2 HR is increasingly mobilized to offer much more to organizations than record-keeping, payroll and employee benefits administration . In factRead MoreFinancial Accounting Standards Board For Profit And Nonprofit Organizations Essay2691 Words   |  11 Pagesmembers. One standard is FASB Statement of Financial Accounting Standard (SFAS) 117 which enhances the â€Å"relevance, understandability, and comparability of financial statements issued by those organizations† (FASB, 2016a). The following paper provides a brie f description of the nonprofit organization, the American Littoral Society (Society), summarizes findings of the financial status of the Society when considering FASB SFAS 117 and their 2015 financial statement (American Littoral Society, 2016); discussesRead MoreAnz Bank142091 Words   |  569 PagesChairman’s Report 6 Principal Risks and Uncertainties 197 Chief Executive Officer’s Report 7 Supplementary Information 206 Directors’ Report 8 Shareholder Information 208 – Operating and Financial Review 12 Glossary of Financial Terms 214 – Remuneration Report 28 Alphabetical Index 216 Corporate Governance 57 Section 2 Financial Statements 77 Notes to the Financial Statements 84 Directors’ Declaration and Responsibility

Beauty essay Not Finished Free Essays

By establishing unattainable standards of beauty and bodily perfection, the media drive ordain rye people to dissatisfaction with their body images. This dissatisfaction can result in resort s to drastic measures, and even disorders of behavior, as people try to achieve these unreachable g oils. While most people assume it is only women who are affected by this, the fact is that of the estimated 8 million Americans who suffer from eating disorders, one in et n is male. We will write a custom essay sample on Beauty essay Not Finished or any similar topic only for you Order Now While for women the anxiety centers around magazines, for men, they see the images of ultramarine action heroes and that may be affecting the body image ideals of young boys. The shape of the action figures’ bodies had changed enormously over the decades. The action figures of the twenties century sport much bigger shoulders and upper bodies than those of the asses and asses. One study revealed that college age men wanted to add an average of 30 lbs. Of muscle to their bodies because they felt it would make them more attractive. Even thou GHz to most of those men, that goal is unreachable for their body type. For both women and men, t he more they look at unrealistic portrayals Of the human body, the lower their self esteem and the I rower their self 2 Christiansen esteem, the higher their chances of developing an eating disorder, depression , anxiety or other mental illnesses. Today’s young girls are bombarded by overly thin body image sees increasing their anxiety over living up to the â€Å"ideal† body image. An Australian study found that t both sexes had similar body satisfaction levels until age thirteen. After this age, the satisfaction n rate of both sexes drops. By the time they are nineteen, males begin to feel more satisfied again, eventually surpassing their earlier adolescent score. Females, while improving, never gag in reach the distraction level they had as children. Can this all be blamed on the media? A after all, it is likely that most young Women have natural, reasonable fears about adulthood, esp. Cecilia issues such as childbirth and aging. Does anyone really fear aging because most models are young, or do people fear it because aging leads to infirmity? The â€Å"ideal† image portrayed for a woman’s body is elongated and slender, wit h large breasts. Men are considered attractive when they are tall and muscular, with argue shoulders and a narrow waist. The problem of body image and the media is not restricted in N Roth America. One duty, conducted with 1 00 Australian girls aged nine through twelve, revealed that 49 percent wanted to be thinner, even though 85 percent of the girls who participated in the study were classified as being a healthy weight. So even girls who were perfectly healthy, still wanted to be thinner. When young girls want to be skinny more than they want to be health why, this should be a huge wakeup call for the world. However this has been going on for a while, a ND it still seems that there are significant changes in the media and the world. Parents need to recur agonize their responsibility to serve as role models. In a ‘Glamour† magazine survey only 1 3 percent of 33,000 girls responded that their mothers were satisfied with their bodies. In addition n, many parents are allowing their extortionately daughters to get breast implants instead of coo ensiling or therapy to 3 Christiansen address self esteem issues. Unfortunately, positive parental comments often are disregarded while negative remarks can be intensely internalized. While this may have terrible e effects on a teenager’s body image, but it can hardly be blamed on the media. Did you know that 95% of people who diet instead of following a healthy meal Lana will gain back the weight they lose in between one and five years. 73% of teenage girls who abuse diet pills and 79% of teenage girls who sulfured frequently read women’s fitness and he lath magazines. /10 of girls who are high school juniors and seniors diet while on y 1/10 of high school girls are overweight. The twentieth century is when thinness has become me ideal. It most likely comes from woman competing with men for jobs. Either thinner women were seen as more masculine, and therefore better sued for muscularly jobs, or it might have bee n a backlash driven y men in the fashion industry to force women to refocus on their looks at the e expense oftener careers . Regardless, either scenario is denigrating. Despite these stereotypes, many larger women have become very highly successful. The majority of runway model meet the Body Mass Index (IBM) criteria to be c noninsured anorexic. At 5’7 and 95 lbs. Kate Moss is 30% below her ideal weight. Based on their theoretical boatyard percentages, most mannequins would cease to menstruate if they we re real women. Many actors and musicians have admitted to struggling with eating disorders including Deem Lavabo, Katie Court, Lady Gaga, Kate Backline’s and Kelly Clarion. In Allure magazine model and actress Elizabeth Hurley stated, â€Å"I’ve always thought Marilyn Monroe look De fabulous, but I’d kill myself if was that fat. Some companies have made efforts to promote less unrealistic body images. Omega in the United Kingdom refused to run advertisements in â€Å"Vogue† magazine because the models appeared anorexic. Brazil has tried setting body mass mind ex (IBM) minimums 4 Christiansen for their models. Quebec magazine â€Å"Coup De Pouch† includes full size women , while â€Å"C hatelaine† o longer touches up photos and employs models only over the age of twenty five. Yet a certain amount of healthy criticism is still required. Dove has received a lot of favor blew press for their campaign to assign the â€Å"real† beauty moniker to wider ranges of women, but I including the word selfsame in their ads does not necessarily promote it. After all, they’re still a appealingly consumers to buy their personal care products. Actresses Cameron Ditz, Julia Roberts and the singer Diana Ross meet the BMW I criteria for anorexia. When â€Å"New Women† magazine featured a filigreed model on t heir cover, readers overwhelmingly responded positively. Advertisers immediately threatened to pull their business, and benthic models were reinserted. After all, they couldn’t sell products to consumers who are satisfied with their looks. Although it is true, it just goes to show you that co nannies don’t truly care if the products works for you, they only need your money. It is important to remember the unreal ways women are shown in the media. This can help you to accept yourself and feel better about your body. One out Of 10 gig rolls and women develops disordered eating behaviors such as anorexia, or bulimia. These did ceases can have serious longer health consequences on women’s health, leading, in some c asses to death. How to cite Beauty essay Not Finished, Essays

Vitamin E free essay sample

This paper examines the benefits of Vitamin E. The author discusses how the benefits of vitamin E have been documented for years and how it has been shown to fight many diseases, promote good health and add years to ones life. Unfortunately, says the author, one cannot gain a healthy level of the vitamin through nutrition so it is important that the public know this and take steps to take vitamin E in capsule or other forms. For many years experts and consumers alike have examined the benefits of Vitamins and minerals. One of the most highly touted vitamins has always been vitamin E. According to those who advocate its use vitamin E provides many benefits to those who take it including a reduction in prostrate cancer(Recerap, 1998). Vitamin E has several uses that have been proven over the years as well as many other benefits that have not yet be proven scientifically but are accepted with anecdotal information. We will write a custom essay sample on Vitamin E or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page

Ballad of Birmingham essays

Ballad of Birmingham essays The Ballad of Birmingham wrote by Dudley Randall was about a church that was bombed in 1963. This ballad was wrote by an African American man who was forty-nine years old when the bombing occurred. This ballad features irony, symbolism, and discrimination. It is very ironic that the mother did not want her child to be on the streets of a big city because of the safety factor, so therefore she sent her to church instead which was the death of her daughter. The shoes and clothing that she dressed her daughter in was white and clean when her daughter left to go to church but after the bombing she only found one shoe that was underneath all the rubble. The symbolism is represented throughout the ballad in different ways. The mother replies to the question her daughter asked about going out to a Freedom March by saying the dogs are fierce and wild (6). The dogs are symbolic to the people and officers at the march that could get out of hand. The daughter wants to go to the march for freedom and the mother dresses her nicely and sprays her with cologne to send her to church. The mother was afraid of her daughter getting into violence and sent her to church to worship where she thought she would be safe. The bombing of the black church was done because of someone who was prejudice. The march was held for the rights of the black people so they would be treated equal and not discriminated against. A small innocent child was killed by the grotesque actions done by someone who was against black people. This ballad contains a lot of words that can touch the heart of anyone and any race. It has a regular meter when reading it. It could easily be put to music to make a beautiful song. ...

How to Get a College Application Fee Waiver 3 Approaches

How to Get a College Application Fee Waiver 3 Approaches SAT / ACT Prep Online Guides and Tips Most college application fees fall in the $40 to $50 range, with some costing as much as $90 (ahem, Stanford). For many students and their families, these fees present a serious obstacle along the already pricey path to college. If application fees are burdensome to you, you may qualify for college application fee waivers! Just like SAT and ACT fee waivers, these college fee waivers allow you to send off yourapplications for free. This guide will go over how you can qualify for and use college application fee waivers, step by step. First, let’s review how much college applications usually cost and how much you can save with fee waivers. How Much Do College Applications Cost? College applications, on average, cost around $40. Especially selective schools, like NYU, Boston University, Harvard, Yale, and, of course, the pricey Stanford, ask for $70 or more. If you apply to just five of these pricey private schools, then you're already looking at application fees of over $350! Severalstate schools are a little less expensive; Penn State, University of Wisconsin, and University of Texas, for instance, all ask for $50. Other schools are somewhat more reasonable with application fees of $25 or $30, plus there are a good number of schools to which you can apply for free! But unless you're applying to primarily fee-free schools, the costs of applying can seriously add up -especially if you're looking at 8 or more colleges. Fee waivers can be a huge help, but they aren’t available to everyone. Fee waivers are given only to students and families who qualify. Read on to learn if you’re eligible. Soeligible. How aboutyou? How Do You Qualify for College Application Fee Waivers? First off, it merits saying that your fee waivers are actually fee waiver requests. Ultimately, each of your colleges must approve your request. For the most part, colleges will approve if you have your school counselor’s or another designated official’s signature. If your collegeshave any doubts or questions, then they might ask you to send along extra information demonstrating that you qualify (this is rare). Mostly, this fee waiver process is done on the honor system. It’s up to you and your counselor to determine if you’re eligible, so take a look at the criteria below. There are a few pieces of criteria that must apply for you to be eligible for fee waivers. They’re actually the same guidelines that apply to getting an SAT or ACT fee waiver. If you already got an SAT or ACT fee waiver, therefore, then you should be automatically eligible for college application fee waivers. If you’re using the Common Application or your admission test of choice was the SAT, then the process should be especially easy. Before delving into how to get the fee waivers, let’s go over the qualifying guidelines. Just one of these must apply to you. You’re enrolled in or eligible for the Federal Free or Reduced Price Lunch program. Your family income meets the Income Eligibility Guidelines set by the USDA Food and Nutrition Service*. You’re enrolled in a program that aids students from low-income families, like Upward Bound. Your family receives public assistance. You live in federally subsidized public housing, a foster home, or are homeless. You’re a ward of the state or an orphan. You can provide a supporting statement from an official of your financial eligibility. *For most states, the Income Eligibility Guidelines are as follows: Members in Household Total Annual Income 1 $21,775 2 $29,471 3 $37,167 4 $44,863 5 $52,599 6 $60,255 So if you already got an SAT or ACT fee waiver or have since determined that you’re eligible based on the above criteria, how do you go about obtaining your collegefee waiver? First, you'll need a shovel, gloves, and a sturdypair of shoes... How Do You Get College Application Fee Waivers? The easiest ways to get your hands on application fee waivers don't involve archaeological adventures, unfortunately. They involve cases in which: #1: You’re applying to colleges with the Common Application, and/or#2: You took the SAT with a fee waiver. If neither of these scenarios applies to you, then you may be able to obtain an alternative fee waiver form. For instance, students who took the ACT and are applying to a non-Common Application school may need to findthese other forms. Finally, if you have trouble obtaining any form at all, then you could simply fax or send your college a letter of request.Since there are a few different options, we’ll break it down with instructions for each scenario, starting with students who apply through the Common Application. Scenario 1: You’re Using the Common Application The Common App is streamlines the application process in a number of ways, one of which is asking forfee waivers. You can use request fee waivers fromany of your Common App schools! To obtain aCommon App fee waiver, you have to meet the same requirements as the onesdescribed above. In your Profile section, you’ll indicate whether or not you qualify for a fee waiver, and then you’ll select your reason why. The screen will look like this: If you select yes, then you'll be prompted to select an indicator of economic need: You’ll electronicallysign this section, as well as receive the abovereminder that your counselor will need to confirm your answer. If you already got an SAT or ACT fee waiver, then your counselor should be able to sign off on this automatically. If not, then you may have to provide proof to your counselor that you qualify. As mentioned above, many schools use the honor system. As long as your counselor approves, you should be all set. If, for some reason, your school wants to see proof or has decided to deny your fee waiver request (rare), then they will contact you. If you don’t hear from them, then everything should be good to go. If your schoolsrequest a hard copy, then they may accept a number of forms. The easiest would be a College Board fee waiver form, which you’ll get automatically if you already took the SAT with a fee waiver. If you didn’t, then you can access other similar forms. I’ll describe the different options below, starting with College Board’s application fee waivers. Scenario 2: You Took the SAT or SAT Subject Tests With a Fee Waiver Maybe you need to send proof of your Common Application fee waiver eligibility to acollege. Or maybe you’re applying to a college that doesn’t use the Common App, like a school in the University of Texas or University of California system. For whatever reason, you need a college fee waiver form. If you took the SAT or one or more SAT Subject Tests with a fee waiver, then you’ll automatically get four collegefee waivers from College Board. These college app fee waivers will become available through your College Board account. You just have to log in and click on â€Å"Apply to college for free.† Once there, you can access and, if your college requests it, print out and send your fee waivers.If you took the SAT as a senior, then you’ll be able to access these waivers when your scores become available. If you took the SAT as a junior, then you’ll have to wait until the fall of senior year. Now, you may be thinking that you want to apply to more than four colleges. Can you get more fee waivers? Sometimes four just isn't enough. What If You Want to Apply to More than Four Colleges? Both College Board and the National Association for College Admission Counseling (NACAC), which also offers a waiver form,recommend that you limit the use of their college fee waivers to no more than four schools. However, if you’re applying to non-Common App schools and only have four fee waivers from College Board, then you may try using a different fee waiver form or askingthe colleges themselves. For instance, you could use your four College Board forms and another four NACAC forms, for a total of 8 free applications. As most of this process is done on the honor system with your counselor as the gatekeeper, there doesn’t seem to be a strict cutoff. Four fee waivers per organization is a suggestion, but not a fixed or enforced rule. Plus, you can use one type of form for one college and another for a different college. You also may need to use alternativeforms if you didn’t take the SAT and thus didn’t get any College Board waivers. Let’s take a look at what these alternative fee waiver forms are. Scenario 3: You Need Alternative Fee Waiver Forms Maybe you took the ACT, are applying to non-Common App schools, and/or are looking for extra fee waivers. There are a few other forms you can use, plus you can call up your admissions offices and ask for their advice (always recommended, as colleges like to set unique policies). Your first stop, though, should be your counselor’s office. Your counselor should have these forms, so you shouldn’t have to go tracking them down yourself. As mentioned above, you’ll have to get her signature of approval anyway. There are twomain forms she may distribute: the ACT waiver or NACAC waiver. A less common form that's sent directly to qualifying students is College Board's Realize Your College Potentialwaiver. They’re all pretty similar, but let’s break each of them down so you can see where to find them and how to use them. The ACT, Inc. Fee Waiver Unlike College Board, ACT, Inc. doesn’t automatically grant its test fee-waiving students with application fee waivers. In fact, it doesn’t advertise its fee waivers anywhere I can see on its website. However, it does have one that students and counselors can use - somewhat buried on page 39 of this ACT User Handbook for Educators. This form is like most of the others - it asks for your basic info, like name, address, and high school, as well as your and your school official’s (likely your counselor) signatures. You’ll also indicate the college to which you’re applying. While the form doesn’t clearlyspecify, it’s probably safe to assume that you should only use this form if you took the ACT and, of course, qualified for an ACT fee waiver. However, you’re not limited to this ACT waiver. You should use whichever form your counselor offers or college requires. The NACAC Fee Waiver NACAC provides a useful fee waiver request form, as well as a page of FAQs to help students. It’s similar to the Common App page and the ACT waiver. It asks for your basic info and asks you to specify an indicator of economic need. You’ll also need your counselor or designated school official to sign it. Any student can use this form, regardless of the admission test you took, but remember that NACAC recommends limiting your use of its fee waiver requests to four colleges. The Realize Your College Potential Fee Waiver The Realize Your College Potentialfee waiver, which comes from College Board, is a bit less accessible than the other two. Students who are in the top 10-15% of their class and the bottom 33% of the income distribution (roughly $40K–$50K and below) will receive Realize Your College Potential packets from College Board with college planning, scholarship, and fee waiver information. Each student will get a personalized packet with her own unique code. If you received one of these, then you can log in and access your fee waivers on the RYCP website. If you didn’t receive this packet, then your best bet for external forms that you can easily access yourself is the one offered by NACAC. Again, your counselor should give you these forms, so check with her about what steps you should take before worrying about obtaining them yourself! Individual Colleges’ Fee Waivers For most students in most scenarios, these forms, or a combination of them, should work to get their application fees waived. However, there are always unique circumstances that stand outside of the typical process. If you still have questions, you should contact the admissions offices of your prospective colleges. Find out if they accept fee waivers and, if so, if they prefer a specific form or simply a letter. Some may suggest that you write and send or fax a letter of request. Harvard, for instance, accepts College Board and NACAC forms, but also welcomes a letter if you can’t obtain those forms for some reason. Its admission office says, â€Å"If you are unable to obtain these forms, you may have your guidance counselor or school official send us a letter requesting a fee waiver based on financial hardship. You may also write this letter yourself, and have it signed by a school official. Fee waiver requests may be faxed to 617-496-3229, or mailed to our office.† Regardless of the form you use, the requirements are essentially the same: each form represents a request and asks for your basic info, signature, counselor’s signature, and an indicator of economic need. Rarely do you have to provide supporting documentation, but you must have it on hand just in case. Now that you have a sense of which fee waivers to use and how to get them, is there anything else you need to know about how to use them? Don't worry, many colleges don't even ask to see your fee waiver! How Do You Use College Application Fee Waivers? We touched on this briefly, but let’s review how tosubmit application fee waivers whether you’re using the Common App, a College Board waiver, or a different form. How to Use Common App Fee Waivers If you’re applying through the Common App, all you have to do is indicate that you’ll be using a fee waiver on your profile page, as pictured above, and indicate your reason. Your counselor will be prompted to approve your request. If you already got an SAT or ACT fee waiver, then you shouldn’t have to do anything else, since your counselor will have already double checked your eligibility. If you didn’t, then you may need to provide her with some supporting documentation, like proof of income eligibility. All Common App schools should accept fee waiver requests.As Cornell says, "The Common Application will automatically send your fee waiver request to your high school counselor for confirmation. No additional documentation is needed after your counselor has approved your request." Many colleges share this stance, though they reserve the right to ask for more info if they deem it necessary.If you hear from a college requesting more information, then you may have to fax or send your fee waiver form or whatever else they ask for. How to Use College Board Waivers Your College Board fee waivers, whether you obtain them through your online account or from a Realize Your College Potential packet, will have a personalized code for you. If you’re applying to a school that’s not on the Common App, then it will likely ask you to enter this code or upload a scanned copy of your waiver within its online application. If you used an SAT fee waiver, then you should be familiar with this process. SAT registration also involves entering your personalized fee waiver code. If you’re applying by mail or if the college asks for an original hard copy, then you’ll want to send this signed form along with your application. How to Use Other Fee Waiver Forms If you’re using an NACAC or ACT, Inc form for non-Common App schools, then you won't get a personalized code. In most cases, you'll be asked toupload a scanned copy of the signed form into your application.Again, if you’re applying by mail or the school wants an original hard copy, then you should mail this form. If the school needs any more information, then it will contact you and let you know. To prepare for this possibility at a non-Common App school, you should give them a call and ask about the process.A fewcolleges, like manyin the California State system, only accept requests from in-state residents. There are over 2,000 colleges that approve fee waiver requests - you just have to figure out how your prospective colleges want you to submit your request. Everyone’s paths to college are different. Similarly, there are several different options for requesting application fee waivers, some straightforward, and others a little more complicated. To make sure you’ve got your bases covered, let’s summarizethe most important things to remember for students who want to waive the fees for applying to college. What to Remember About College Application Fee Waivers If and only if you’re eligible, you can get your college application fees waived. All of these college fee waiver forms constitute requests - ultimately, it’s up to your colleges to approve your request. For most schools, you shouldn’t run into any roadblocks. It’s probably safe to say most colleges welcome as many applications as they can get. The more applications they get, the more selective they can appear to be! The eligibility guidelines are much the same as for SAT and ACT fee waivers, the most common being a certain yearly family income and/or being part of the Federal Free or Reduced Lunch program. If you already got a testing fee waiver, then your counselor can approve your college app request without any further input from you. If not, then you may have to show her some document that proves your eligibility. Common Application schools offer the easiest process. For schools not on the Common App, you may need toenter your code and/orupload, fax, or mailyour College Board, ACT, or NACAC fee waiver forms. A handful of schools only approve in-state residents’ requests, so do the research on your prospective colleges. If all else fails, simply send a request, signed by yourself and your counselor, to your college. Mail or fax this letter, and, if you don’t hear back from your college, give them a call and ask if it was accepted. While organizations emphasize that they only want you to use four fee waivers, you can use more from alternative sources if you’re eligible. Just make sure you’re using them for schools that you’d really like to attend. Of course, all the colleges to which you apply should be ones that you’d really like to attend! Hopefully, fee waivers remove anyfinancial hardship standing in the way of your applications to your favorite colleges. What's Next? Another hugestep in college financial planning has to do with financial aid. Check out this guide that breaks downall the steps you need to take to apply for various kinds of financial aid. You can also learn in depth about preparing your FAFSA application. If you're still picking out your colleges, you may be considering tuition cost as a factor. Check out these 27 colleges that offer the best financial aid! Remember to apply for scholarships as well! Our list of the easiest scholarships to apply foris a great place to start.